Whenever and wherever the government is involved, it monopolies. There is only one FDIC, one Medicare, one Social Security, and if the liberals got their way, one health care policy.
And then you got into the issue of using some people's tax money to pay for things they object, because neither side could make a different choice.
There are too many examples for this. What seems to be "fair" for one group of people is totally unfair to another group. You can't enforce that.