送交者: bluesea 于 2005-3-22, 16:44:12:

回答: Stupid! You asked me a specific question and I answered 由 skipper3 于 2005-3-22, 16:38:49:

cost of the property is 90*15k = 1.35M. With 30% down you are 945k in debt. If the interest rate is 5.4%, months cost of debt is RMB4290. The rent is more than enough to cover the cost of debt.

我给了计算器了，麻烦你告诉我怎么给计算出"months cost of debt is RMB4290. "说你不懂装懂。你专门要表演一下，
何必呢？

• TMD. Last post for you. 945k*0.054/12=4.3k - skipper3 (0 bytes) 2005-3-22, 16:53:02
  • Your number is for interest only - you are not repaying the principal. - Enlighten (39 bytes) 2005-3-22, 17:10:28
    • That's the point! If annual inflation is 4%, 945k - skipper3 (108 bytes) 2005-3-22, 17:16:01
      • point is: do banks allow you to take interest-only loans in china? - Enlighten (0 bytes) 2005-3-22, 17:17:31
        • That's technicality. There are many ways to deal with it. - skipper3 (302 bytes) 2005-3-22, 17:25:37
          • Hmmm, that's really technicality. - wasguru (76 bytes) 2005-3-22, 17:31:52
            • Sorry, I didn't realize that you made yet another assumption... - wasguru (73 bytes) 2005-3-22, 17:39:30
              • hey are we talking RMB or USD? - skipper3 (164 bytes) 2005-3-22, 17:52:16
                • You are right. - wasguru (212 bytes) 2005-3-22, 18:24:14
                  • you are right. - skipper3 (351 bytes) 2005-3-22, 18:31:44
  • 可是你依然算错。 - bluesea (71 bytes) 2005-3-22, 17:02:11
  • but your figure was RMB4290. Where does that come from? - wasguru (0 bytes) 2005-3-22, 16:58:43
    • So I got the last 2 digits wrong. Does it matter? - skipper3 (0 bytes) 2005-3-22, 17:01:42
      • Yes, it matters. - wasguru (67 bytes) 2005-3-22, 17:09:04
        • speaking of every cent count, for years I've been after - steven (379 bytes) 2005-3-22, 18:40:16
          • well, maybe you should swtich to the hard drive industry :) - wasguru (0 bytes) 2005-3-22, 18:59:48
            • their k = 1024 even for salary? that is cool, however, - steven (65 bytes) 2005-3-22, 22:09:14
              • No, their k = 1000 even for bytes. Isn't that hot? - wasguru (0 bytes) 2005-3-23, 02:01:16
                • it is so hot, even cool :) - steven (0 bytes) 2005-3-23, 02:09:58
        • You are so Like. - skipper3 (0 bytes) 2005-3-22, 17:13:09
  • 你就跟一只薄嘴唇的狐狸似的, - shine (83 bytes) 2005-3-22, 16:57:01
    • criticize accepted. I am going drop it for good - skipper3 (0 bytes) 2005-3-22, 16:58:53

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